Most people do not have a financial educational background or even have basic financial knowledge like how to find the best CD rates online. Although virtually all people can benefit from some type of financial education, those who have little or no interaction with mainstream financial institutions can perhaps benefit the most by getting a [...]

The Federal Reserve which decides the direction of interest rates had a meeting this past week and they decided to keep interest rates where they are for now which will keep the highest savings account rates and CD rates low for 2012. Both savings rates and 1 year CD rates are at 0.75%. This isn’t good news [...]

That’s right, good old uncle sam just got their long term outlook downgraded to negative, but you can rest knowing that the government can still borrow money. Imagine if you or I got a credit revision to “negative” do you think you’d be able to borrow money at 3.50 percent which is what the yield [...]